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# DeFi and Peer To Peer Exchange
![alt_text](img/defi_exchange.png )
DeFi is an amazing trend which banks should try to leverage, if not for internal usage, to provide a more transparent and safer way for their customers to exchange their currencies (digital and fiat) in a fully regulated environment.
We have all the building blocks available to make this work.
Thanks to the digital twin this is implemented in a fully peer2peer way, while using DeFi Smart Contracts on the blockchain.