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docs/appendix/yin-yang-currency.md

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+---
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+---
+
+# Yin vs. Yang Currencies
+
+Our token system is philosophically rooted in economist Bernard Lietaer's concept of complementary currencies. Understanding this framework helps explain why we use both TFT and Cloud Credits.
+
+## Currency Philosophies
+
+### Yang Currencies
+
+- **Nature**: Conventional, national currencies (e.g., dollar, euro, yen)
+- **Creation**: Centralized, can be fair-launched or created by a centralized authority
+- **Characteristics**: Promote **competition**, **scarcity**, **hierarchy**, and **analytical or linear thinking**
+- **Strengths**: Efficient for global trade and industrial economic activities
+- **Limitations**: Relying solely on Yang currencies fosters fragility, social isolation, and volatility
+
+### Yin Currencies
+
+- **Nature**: Complementary or community currencies (e.g., barter systems, time banking, trade credits, caring relationship tickets)
+- **Creation**: Decentralized, often **mutual credit systems** created by participants themselves
+- **Foundation**: Rely on **community trust** rather than a central issuer
+- **Characteristics**: Foster **cooperation**, **egalitarian relationships**, **quality of life**, **sustainability**, and **social trust**
+- **Environment**: Thrive within **bounded communities**, where circulation and reciprocity reinforce social cohesion
+
+---
+
+## Why Both Matter: The Complementarity
+
+Lietaer doesn't present Yin and Yang currencies as antagonistic — but as **complementary tools**, each serving distinct purposes:
+
+- Societies that incorporate both systems, **dual currency systems**, are typically more **resilient**, **socially robust**, and thrive economically
+
+### Real-World Examples
+
+#### Bali's Dual System
+- **National (Yang) currency**: Used for wider commerce
+- **Community-based Yin currency**: *narayan banjar* (based on hours of service)
+- **Impact**: Empowers communal projects and mutual support
+- **Scale**: About **30% of adult life** in Bali occurs in this Yin economy, reinforcing trust and collective well-being
+
+#### Japan's Care Economy
+- **System**: Complementary Yin currencies reward caregiving
+- **Function**: Caring-for-elderly credits can be used for university tuition
+- **Result**: Solves multiple community needs through alternative value systems
+
+---
+
+## Lietaer's Integral Economy Vision
+
+Lietaer's broader vision forms part of his **"Integral Economy"**: a balanced system where:
+
+- **Financial capital (Yang)** and **social capital (Yin)** coexist harmoniously
+- **Goal**: Foster **integral wealth** — not just material accumulation, but also community, natural, and social well-being
+
+---
+
+## Summary Table
+
+| Feature             | Yang Currency                                      | Yin Currency                                  |
+| ------------------- | -------------------------------------------------- | --------------------------------------------- |
+| **Creation**        | Central authority, fiat                            | Mutual credit, community-based                |
+| **Focus**           | Liquidity, scarcity, hierarchy                     | Cooperation, mutual credit                    |
+| **Use Case**        | Trade, blockchain, investment, liquidity providing | Mutual credit, services, exchange of capacity |
+| **Examples**        | USD, EUR, JPY, TFT                                 | Time banking, cloud computing capacity, CC    |
+| **Role in Society** | Efficiency & growth of capital                     | Builds trust and resilience alongside Yang    |
+
+---
+
+## Application to ThreeFold
+
+In our system:
+
+- **TFT (Yang)**: Tradable, scarce, subject to market forces, provides investment opportunity
+- **CC (Yin)**: Stable, community-focused, promotes cooperation, enables predictable service exchange
+
+This dual structure aims to:
+- Preserve market efficiency and investment potential (Yang)
+- Enable stable, community-oriented value exchange (Yin)
+- Create resilience through complementarity
+- Balance speculation with sustainability
+
+---
+
+## Final Thoughts
+
+Bernard Lietaer's Yin-Yang currency model invites us to **rethink our relationship with money**. By blending **efficiency and competitiveness** (Yang) with **cooperation and scarcity-healing systems** (Yin), communities can cultivate greater **resilience, trust, and sustainable abundance**.
+
+:::info Philosophy in Practice
+Our dual-token system isn't just about technical mechanics — it's about creating an economy that serves both market efficiency and community well-being.
+:::
+
+---
+
+## References
+
+- [The Yin and Yang of Money: Complementary Currencies](https://baritessler.com/2009/05/yin-and-yang-currency/)
+- [The Yin and yang of currency](https://syntropic.world/the-yin-and-yang-of-currency/)
+- [Bernard Lietaer, Visionary Economist](https://www.rozsavage.com/bernard-lietaer-visionary-economist/)
+- [Of Human Wealth - Bernard Lietaer](https://bernard-lietaer.org/wp-content/uploads/2022/07/2004-Of-Human-Wealth-Beyond-Greed-Scarcity-Lieater-Belgin-annotated.pdf)
+- [Interview with Bernard Lietaer -- Money, Community & Social ...](https://uazu.net/money/lietaer.html)
+- [THE FUTURE OF MONEY - Bernard A. Lietaer](https://library.uniteddiversity.coop/Money_and_Economics/The_Future_of_Money-Bernard_Lietaer.pdf)
+- [Trade: The Yin Currency I Love to Use](https://baritessler.com/2017/07/trade-yin-currency-love-use/)